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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How To Lower Your Homeowners Insurance Costs

How To Lower Your Homeowners Insurance Costs

If you own a home, homeowners insurance is an item in your budget that’s there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the following steps could help lower your premiums. Increase Your Deductible A deductible is the...

Are There Restrictions On Final Expense Insurance Policies?

Are There Restrictions On Final Expense Insurance Policies?

Death is as certain as taxes, and your final expenses may be more than you are anticipating. That’s why it makes sense to purchase final expense insurance to help protect your loved ones after you are gone. Our knowledgeable agency can help you find a final expense insurance policy to suit your needs. What Is Final Expense Insurance? Final expense insurance is a type of...

Best Uses For Special Event Insurance

Best Uses For Special Event Insurance

In today’s litigious society, it may be wise to consider purchasing special event insurance if you are planning a wedding, a large party, or another event. This type of insurance can help protect your investment in the event and provide liability coverage for various types of potential claims. Speak with our friendly, helpful agency about an insurance policy to cover your special event. What Is...

Does My Homeowners Insurance Cover Internal Damage?

Does My Homeowners Insurance Cover Internal Damage?

When they think of homeowners insurance, many people have fires, storms, and natural disasters in mind. But what about internal damage, such as water leaks and mold? Are these problems covered? Your policy is likely to cover certain types of internal damage, but not all. Our knowledgeable agency will be happy to review your homeowners insurance policy and ensure you are covered for any eventuality....

What Happens If I Cancel My Life Insurance Early?

What Happens If I Cancel My Life Insurance Early?

A life insurance policy is a wise investment, but also a financial commitment. Most are effective for 30 years or more. For your policy to remain in effect, you must continue paying your premiums, month after month. If the premium payments are putting a strain on your budget, you may be considering the option of canceling early, although people also cancel for other reasons. Our...